IBAN Structure & Format by Country
Complete reference guide for International Bank Account Number (IBAN) formats across 96 countries. View length, structure, examples, and SEPA membership status.
96
Countries
36
SEPA Members
15-28
IBAN Length Range
ISO 13616
Standard
| Country | Code | Length | SEPA | Currency |
|---|---|---|---|---|
| 🇦🇽 Åland Islands | AX | 18 | No | EUR |
| 🇦🇱 Albania | AL | 28 | No | ALL |
| 🇦🇩 Andorra | AD | 24 | Yes | EUR |
| 🇦🇹 Austria | AT | 20 | Yes | EUR |
| 🇦🇿 Azerbaijan | AZ | 28 | No | AZN |
| 🇧🇭 Bahrain | BH | 22 | No | BHD |
| 🇧🇾 Belarus | BY | 28 | No | BYN |
| 🇧🇪 Belgium | BE | 16 | Yes | EUR |
| 🇧🇦 Bosnia and Herzegovina | BA | 20 | No | BAM |
| 🇧🇷 Brazil | BR | 29 | No | BRL |
| 🇻🇬 British Virgin Islands | VG | 24 | No | USD |
| 🇧🇬 Bulgaria | BG | 22 | Yes | BGN |
| 🇨🇷 Costa Rica | CR | 22 | No | CRC |
| 🇭🇷 Croatia | HR | 21 | Yes | EUR |
| 🇨🇾 Cyprus | CY | 28 | Yes | EUR |
| 🇨🇿 Czech Republic | CZ | 24 | Yes | CZK |
| 🇩🇰 Denmark | DK | 18 | Yes | DKK |
| 🇩🇴 Dominican Republic | DO | 28 | No | DOP |
| 🇪🇬 Egypt | EG | 29 | No | EGP |
| 🇸🇻 El Salvador | SV | 28 | No | USD |
| 🇪🇪 Estonia | EE | 20 | Yes | EUR |
| 🇫🇴 Faroe Islands | FO | 18 | No | DKK |
| 🇫🇮 Finland | FI | 18 | Yes | EUR |
| 🇫🇷 France | FR | 27 | Yes | EUR |
| 🇬🇫 French Guiana | GF | 27 | No | EUR |
| 🇵🇫 French Polynesia | PF | 27 | No | XPF |
| 🇹🇫 French Southern Territories | TF | 27 | No | EUR |
| 🇬🇪 Georgia | GE | 22 | No | GEL |
| 🇩🇪 Germany | DE | 22 | Yes | EUR |
| 🇬🇮 Gibraltar | GI | 23 | Yes | GIP |
| 🇬🇷 Greece | GR | 27 | Yes | EUR |
| 🇬🇱 Greenland | GL | 18 | No | DKK |
| 🇬🇵 Guadeloupe | GP | 27 | No | EUR |
| 🇬🇹 Guatemala | GT | 28 | No | GTQ |
| 🇭🇺 Hungary | HU | 28 | Yes | HUF |
| 🇮🇸 Iceland | IS | 26 | Yes | ISK |
| 🇮🇶 Iraq | IQ | 23 | No | IQD |
| 🇮🇪 Ireland | IE | 22 | Yes | EUR |
| 🇮🇱 Israel | IL | 23 | No | ILS |
| 🇮🇹 Italy | IT | 27 | Yes | EUR |
| 🇯🇴 Jordan | JO | 30 | No | JOD |
| 🇰🇿 Kazakhstan | KZ | 20 | No | KZT |
| 🇽🇰 Kosovo | XK | 20 | No | EUR |
| 🇰🇼 Kuwait | KW | 30 | No | KWD |
| 🇱🇻 Latvia | LV | 21 | Yes | EUR |
| 🇱🇧 Lebanon | LB | 28 | No | LBP |
| 🇱🇾 Libya | LY | 25 | No | LYD |
| 🇱🇮 Liechtenstein | LI | 21 | Yes | CHF |
| 🇱🇹 Lithuania | LT | 20 | Yes | EUR |
| 🇱🇺 Luxembourg | LU | 20 | Yes | EUR |
| 🇲🇹 Malta | MT | 31 | Yes | EUR |
| 🇲🇶 Martinique | MQ | 27 | No | EUR |
| 🇲🇷 Mauritania | MR | 27 | No | MRU |
| 🇲🇺 Mauritius | MU | 30 | No | MUR |
| 🇾🇹 Mayotte | YT | 27 | No | EUR |
| 🇲🇩 Moldova | MD | 24 | No | MDL |
| 🇲🇨 Monaco | MC | 27 | Yes | EUR |
| 🇲🇳 Mongolia | MN | 20 | No | MNT |
| 🇲🇪 Montenegro | ME | 22 | No | EUR |
| 🇳🇱 Netherlands | NL | 18 | Yes | EUR |
| 🇳🇨 New Caledonia | NC | 27 | No | XPF |
| 🇳🇮 Nicaragua | NI | 28 | No | NIO |
| 🇲🇰 North Macedonia | MK | 19 | No | MKD |
| 🇳🇴 Norway | NO | 15 | Yes | NOK |
| 🇴🇲 Oman | OM | 23 | No | OMR |
| 🇵🇰 Pakistan | PK | 24 | No | PKR |
| 🇵🇸 Palestine | PS | 29 | No | ILS |
| 🇵🇱 Poland | PL | 28 | Yes | PLN |
| 🇵🇹 Portugal | PT | 25 | Yes | EUR |
| 🇶🇦 Qatar | QA | 29 | No | QAR |
| 🇷🇪 Réunion | RE | 27 | No | EUR |
| 🇷🇴 Romania | RO | 24 | Yes | RON |
| 🇷🇺 Russia | RU | 33 | No | RUB |
| 🇱🇨 Saint Lucia | LC | 32 | No | XCD |
| 🇲🇫 Saint Martin | MF | 27 | No | EUR |
| 🇵🇲 Saint Pierre and Miquelon | PM | 27 | No | EUR |
| 🇸🇲 San Marino | SM | 27 | Yes | EUR |
| 🇸🇹 São Tomé and Príncipe | ST | 25 | No | STN |
| 🇸🇦 Saudi Arabia | SA | 24 | No | SAR |
| 🇷🇸 Serbia | RS | 22 | No | RSD |
| 🇸🇨 Seychelles | SC | 31 | No | SCR |
| 🇸🇰 Slovakia | SK | 24 | Yes | EUR |
| 🇸🇮 Slovenia | SI | 19 | Yes | EUR |
| 🇸🇴 Somalia | SO | 23 | No | SOS |
| 🇪🇸 Spain | ES | 24 | Yes | EUR |
| 🇸🇩 Sudan | SD | 18 | No | SDG |
| 🇸🇪 Sweden | SE | 24 | Yes | SEK |
| 🇨🇭 Switzerland | CH | 21 | Yes | CHF |
| 🇹🇱 Timor-Leste | TL | 23 | No | USD |
| 🇹🇳 Tunisia | TN | 24 | No | TND |
| 🇹🇷 Turkey | TR | 26 | No | TRY |
| 🇺🇦 Ukraine | UA | 29 | No | UAH |
| 🇦🇪 United Arab Emirates | AE | 23 | No | AED |
| 🇬🇧 United Kingdom | GB | 22 | No | GBP |
| 🇻🇦 Vatican City | VA | 22 | Yes | EUR |
| 🇼🇫 Wallis and Futuna | WF | 27 | No | XPF |
Understanding IBAN Structure
The International Bank Account Number (IBAN) is a standardized format for identifying bank accounts internationally. Defined by ISO 13616, the IBAN consists of up to 34 alphanumeric characters comprising:
Country Code (2 letters)
ISO 3166-1 alpha-2 country code identifying the country where the account is held.
Check Digits (2 digits)
MOD-97 checksum for validating the IBAN and detecting transcription errors.
Bank Identifier
Bank code that identifies the financial institution. Length varies by country.
Account Number (BBAN)
Basic Bank Account Number - the domestic account number with country-specific format.
Frequently Asked Questions
What is the longest IBAN?
The longest IBANs are 28 characters, used by countries including Poland and Malta. The shortest IBANs are 15 characters, used by Norway. Most European countries use IBANs between 18-27 characters.
How many countries use IBAN?
Over 80 countries worldwide use the IBAN system. This includes all European Union member states, EEA countries, and many countries in the Middle East (Saudi Arabia, UAE, Qatar), North Africa, and the Caribbean.
What does SEPA mean for IBAN?
SEPA (Single Euro Payments Area) is a payment integration initiative that allows for standardized euro transfers across 36 member countries. SEPA payments typically process within one business day with consistent, low fees regardless of whether the transfer is domestic or cross-border within the SEPA zone.
Why do IBAN lengths vary by country?
IBAN length varies because each country incorporates their existing domestic account number format (BBAN) into the IBAN. Countries with longer bank codes or account numbers naturally have longer IBANs. The ISO 13616 standard allows up to 34 characters to accommodate all national formats.
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